At Orlando Roof Tech, we work with all types of insurance companies to help our clients get the cost of their roof replacements (not repairs) covered. So what does this mean for you? If you have a valid claim, your roof will be covered by your insurance company.
You won’t have to dish out thousands upon thousands of dollars for a roof replacement. Through our years of experience in the industry and unique knowledge of insurance adjuster protocols, we’ll be able to establish whether or not you have a valid claim.

Do you have an insurance claim?
We’ll perform a free roof assessment to evaluate your roof and give you a clear idea of its current condition. If we believe you do have a valid claim, you can count on us to properly document the damage, make sense of the insurance reports, and handle every aspect of the claims process for you. You can sit back and relax while we get your roof replaced without charging you a high out-of-pocket cost.
Why You Should Act Now

1. Don’t Wait:
- The earlier you schedule your free assessment, the better.
- Waiting until leaks or ceiling stains appear could lead to major internal damage.
- Water intrusion often spreads to the attic and drywall, causing costly repairs.
- Delayed action makes it harder to prove when the damage occurred, affecting your insurance claim.

2. No Strings Attached:
- Our roof assessment is 100% free, no obligations, no pressure.
- We inspect your roof, give you an honest assessment, and guide you through the claims process if needed.
Storm damage is typically classified as an “Act of God,” meaning:
- Your premiums aren’t likely to increase due to a single claim.
- Rates are calculated based on broader statewide data, not just your individual situation.
Bottom line: You have nothing to lose, except a damaged roof that could lead to major financial setbacks.
Key Factors That Can Impact Your Roof Insurance Claim in Orlando, FL
When filing a roof insurance claim, several important details can influence the outcome. Here are the main factors insurance providers consider:
- Your Claims History: How many property insurance claims have you filed in the past 5 years?
- Your Deductible: What is your current out-of-pocket deductible before coverage kicks in?
- Extent of Damage: How severe is the damage to your roof? Was it caused by a storm, age, or another factor?
- Roof Value: What is the current estimated value of your roofing system?
- Policy Type: Does your homeowners insurance include “Replacement Cost Coverage”, or are you covered for “Actual Cash Value” only?
Understanding these elements can help you prepare for a smoother claims process and potentially maximize your payout.

Important Things To Know About Insurance Claims
Why They Knock on Doors
- Storm chasing contractors: After hail, wind, or hurricanes, roofing contractors often canvas neighborhoods offering “free inspections.”
- Insurance angle: They encourage homeowners to file a claim with their insurance company, even if the homeowner hasn’t noticed damage.
- Sales tactic: The idea is to get you to sign a contract quickly so they can be the one to do the work if the claim is approved.
Things to Watch Out For
- Pressure tactics: Some contractors push hard for you to file a claim even if you don’t see any issues.
- “Assignment of Benefits” (AOB) forms: Be careful—signing one can hand over your insurance rights to the contractor. This is not a good idea.
- Inflated claims: If a contractor exaggerates or fabricates damage, you could be liable for insurance fraud.
- Out-of-town companies: Some “storm chasers” do work and leave town, making warranties worthless.
Smart Steps for Homeowners
✅ Don’t sign anything on the spot – take time to review and get good advice.
✅ Ask for license and insurance – make sure they’re properly credentialed in your state.
✅ Get multiple inspections – compare opinions before filing a claim.
✅ Call your insurance company directly – if you suspect damage, your insurance company carrier can send their own adjuster.
✅ Use local, reputable roofers – check reviews, BBB, and references.
⚠️ Red Flag Phrases to Watch For
- “We can get you a brand new roof for free.”
- “All you need to do is sign here and we’ll handle the insurance for you.”
- “Everyone in your neighborhood is getting a new roof.”
AREAS WE SERVE
ROOFING SERVICES IN CENTRAL FLORIDA
Roof Insurance Claim Near Orlando, FL
If you suspect roof damage after a storm or just haven’t had your roof inspected in years, now is the time to act.Catching problems early can save you thousands in future repairs, protect your home’s structure, and strengthen your insurance claim if needed.
At Orlando Roof Tech, our free roof assessment gives you peace of mind without any obligation. Call 407-809-7663 or fill out our contact form to schedule your free roof assessment. It’s fast, it’s free, and it could save you from major issues down the road.
Orlando Roof Tech
PHONE:
407-809-ROOF (7663)
EMAIL:
Office@OrlandoRoofTech.com
ADDRESS:
5036 Dr. Phillips Blvd. #238
Orlando, FL 32819
HOURS:
Monday 8 AM–6 PM
Tuesday 8 AM–6 PM
Wednesday 8 AM–6 PM
Thursday 8 AM–6 PM
Friday 8 AM–6 PM
Saturday 8 AM–6 PM
Sunday Closed